Calculate Life insurance

Lump sum for your family

How much would your dependents need to continue the lifestyle they are used to in the event of your death. Think about how much you earn and how long you need the cover for. Ignore costs that will cease upon death, as well as mortgage or other outstanding loans or debts.

Outstanding mortgage or loans

What is the total amount of any outstanding mortgages or loans that will not be paid off in the event of your death. This should include all unprotected mortgages or debts.

Other outstanding debts

Do you have any other outstanding loans or debts not already covered?

Education costs

If you would like to provide education costs for your children.

Funeral expenses

If you would like to cover your funeral expenses

Other expenses

If you would like to cover any other expenses

Existing life insurance and savings

If you have existing life cover that you intend to continue, and it may help to cover some of the things above, how much in total would it pay out in the event of your death? This should include any death in service provided by your employer. Please note, you should always check the terms of your existing policies to make sure they meet your protection needs.